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The Changing Face Of Senior Life Insurance!

For many families in the economy of the past five years the question has changed from when retirement will come to how long a person can work. Along with that change, the question of what life...

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I Guess I’ve Been told! Or Not!

I wrote a post some time ago less than nicely titled “Burial Insurance is Stupid”. I make myself laugh I’m so opinionated sometimes, but this article was not one of those laughable moments. I take very...

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Us Old Folks Need To Be Careful!!

When you’re over 50 life insurance offers start coming from everywhere. Final Expense insurance. Burial life insurance. The truth is that the senior life insurance market is the most hammered niche in...

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AARP Is Persistent, But Not Much Else When It Comes To Life Insurance.

I just got my monthly reminder from AARP that I have not yet purchased that life insurance through the AARP Life insurance program that I inquired about 5 years ago, and I haven’t talked about senior...

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Permanent Life Insurance At A 20% Discount? Fact Or Fiction?

Everyone wants a deal. My wife never buys anything without throwing out the Dave Ramsey line, “Is that the best you can do?”, and I am amazed at how much and where she gets discounts. Too bad Dave has...

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Too Late To Buy Life Insurance?

I get calls every once in a while from people whose spouse or parent is literally terminally ill and many times imminently terminal. I think they know the answer already but I understand that they see...

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Is That Low Life Insurance Rate Really The Lowest?

Allow me to blow right by all of the internet clutter of $12 a month for $500,000 of life insurance. There is no question that those are low rates even though they are enticing unknowing young clients...

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No Guts, No Glory!

For a lot of clients that fall outside of the traditional life insurance companies approval guidelines the only option if Guaranteed Issue Life Insurance. I used to have a carrier that I could go to...

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Do Your Parents Have Life Insurance? Do You?

None of your business, right? Life insurance is a personal choice and is generally between spouses, but let me just lay some thoughts out there so you can better understand why you understanding their...

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Is Genworth Life Screwing Loyal Customers?

Hopefully that got your attention if you have a Genworth Life or First Colony “Colony series” term life insurance policy. The company had to make a business decision about their low cost super...

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